It is Important to Know and Respect

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Universities, public and private schools, among others, the Sicoob Institute , for example, seeks to contribute to raising awareness of the importance of financial inclusion among citizens, and to the creation of a new mental model and a new attitude towards behavioral aspects, which results in appropriate attitudes towards planning, empowerment and sustainable consumption. Financial control Interested? So, take the opportunity and check out some tips from expert Jennyfer Rodrigues on best practices for having financial control.
  
Make a financial diagnosis Do you know how to say exactly how much money you receive and how much you spend monthly? Do you know, in fact, what percentage is spent on fixed, variable and sporadic expenses? If not, your financial planning must moible number data begin with a detailed diagnosis of your family's financial situation. Get it all down on paper! In addition to routine expenses and receipts, also include possible debts, family assets and investments.



Analyze the data and make a family budget With everything noted down, it's time to analyze the scenario before you. From the analysis of your income and monthly expenses, it is possible to have an idea of ​​the possible standard of living to maintain a financial balance. “It is essential to be aware of your budget and adapt it to expenses according to your income”, says Jennyfer. The 'Achilles heel' of the Brazilian is in controlling extra expenses, as also revealed by the SPC and CNDL survey.